Cheque Fill Kaise Kare: Step-by-Step Guide ek aam tarika hai paisa bhejne ka, lekin agar aap is process se unknown hai toh ye aapko daraavna lagega. Agar aap Cheque fill kaise kare sikhne ke liye naye hai ya phir bas yaad dilana chahate hai toh ye guide aapko sahi tarike se Cheque fill kaise kare steps batayega.
Table of Contents
Cheque Samajhna
Cheque fill kaise kare se pahle, ye samajhna jaruri hai ki ye kya hai aur ye kaise kaam karta hai. Cheque ek written order hota hai, jisse bank ya financial institution ko specific amount ki rashi ek payee ko dene ke liye instructions di jati hai.
Cheque Ke Prakar
Kai tarah ke cheques hote hai, jaise personal cheques, business cheques, aur certified cheques. Personal cheques individuals ke through issue kiye jate hai, jabki business cheques companies ke through issue kiye jate hai. Certified cheques bank ke through guarantee kiye jate hai aur bade transactions ke liye use kiye jate hai.
Cheque Ke Bhag
Cheque kai bhagon se milta hai, jaise payee line, date line, amount line, signature line, aur memo line. Payee line batati hai ki cheque kiske naam se likha gaya hai, jabki date line cheque likhne ki date batati hai. Amount line me amount shabdon me likhi jati hai aur signature line me likhne wala apna signature karta hai. Memo line optional hoti hai aur transaction ke baare me koi aur knowledge dene ke liye use ki ja sakti hai.
Cheque Fill Kaise Kare Ke Steps
Ab jab aap Cheque fill kaise kare ke basic samajh gaye hai, chaliye Cheque fill kaise kare ke steps ko samjhe.
Step 1: Date Likhe
Cheque fill kaise kare ka pehla kadam, date line par date likhna hota hai. Poori date, din, month aur year ke saath likhne ka dhyan rakhe.
Step 2: Payee Ka Naam Likhe
Ab payee line par jisko paisa dena chahte hai uska naam likhiye. Kisi bhi galati se cheque reject ho sakta hai isliye dhyan rakhe aur naam saaf aur sahi se likhe.
Step 3: Amount Numbers Me Likhe
Amount line par amount numbers me likhiye. amount ko saaf aur sahi se likhiye, jisme decimal point aur cents include ho.
Step 4: Amount Shabdon Me Likhe
Payee line ke niche, amount ko shabdon me likhiye. amount ko saaf aur sahi se likhiye, jisme cents shamil ho. For example, agar aap $100.50 pay kar rahe hai toh “one hundred dollars and fifty cents” likhiye.
Step 5: Cheque Par Signature Kare
Cheque ke signature line par apna full legal name se signature kare. Signature account ke naam se match karna chahiye aur saaf likha gaya hona chahiye.
Step 6: Memo daalo
Agar aap transaction ke baare mein aur information add karna chahte hain, to aap memo line par likh sakte hain. Isme payment ke baare mein ya kisi aur important baat ke baare mein note likh sakte hain.
Cheque Bharne ke Tips
Cheque fill kaise kare ke kuch aur tips hain jo bharte time dhyaan mein rakhe:
- Cheque par sign karne se pehle saari information ko dobara check kar lein taki sab sahi ho.
- Cheque likhne ke liye blue ya black ink ka pen use karein.
- Apne records ke liye sabhi cheques ka record rakhein.
- Kabhi bhi cheque par koi khali jagah na chhodein kyunki baad mein ismein extra amount add kar diya jaa sakta hai.
Conclusion
Cheque fill kaise kare mushkil lag sakta hai, lekin ye ek aasan process hai jab aap basics samajh jaate hain. Yaad rakhein ki dheere se sabhi information ko dobara check karein aur sahi hona zaroori hai. In simple steps ko follow kar ke aap confidently aur accurately cheque likh sakte hain.
FAQs
Cheque kya hai?
Cheque ek written order hai jismein bank ya financial institution ko bataaya jaata hai ki kis person ko kitna paisa dena hai.
Kya main pencil se cheque likh sakta hoon?
Nahi, cheque likhne ke liye blue ya black ink ka pen istemal karna better hai. Pencil se likha gaya cheque easily se erase ho sakta hai, jisse fraud hone ka khatra badh jaata hai.
Agar main Cheque fill kaise kare ke waqt galti kar doon to kya karna chahiye?
Agar aap cheque likhte waqt galti kar dete hain, to better hoga ki aap cheque ko void kar dein aur dobara likhein. Agar aapne cheque par sign kar diya hai, to aap “void” likh kar cheque ko apne records ke liye rakh sakte hain.
Agar main apne account mein se zyada paisa cheque mein likh doon to kya hoga?
Apne account mein se zyada paisa cheque mein likhne se aapke bank se overdraft fee ka samna karna pad sakta hai. Isse aapka credit score bhi kam ho sakta hai aur cheque ke praptik ko kanooni karyawahi karne ki bhi sambhavna hai.
Kya main cheque ko post-date kar sakta hoon?
Haan, aap cheque ko post-date kar sakte hain jiske liye aap date line par ek future date likh sakte hain. Lekin cheque prapti karne wala person us cheque ko tab tak encash nahi kar payega jab tak aapne specify ki hui date tak cheque mein sufficient funds nahi hai.
Cheque ko cancel kaise karein?
Cheque ko cancel karne ke liye, aapko apne bank se contact karna hoga aur stop payment request karna h.
Main apne bills online pay karne ke liye cheque ka use kar sakta hu?
Haan, bahut saare banks online bill pay services offer karte hai jisme aap cheque ka use karke bills pay kar sakte hai. Lekin iske liye aapko payee ki information aur payment amount dalna hoga.
Kya main apne aap ko cheque likh sakta hu?
Haan, aap apne aap ko cheque likh sakte hai, lekin aapko dhyaan rakhna hoga ki aapke account mein sufficient funds available hai cheque amount cover karne ke liye.
Certified cheque kya hai?
Certified cheque ek aisi cheque hai jo bank dwara guarantee kiya gaya hota hai. Bank cheque ke liye funds reserve kar deti hai, jisse payee ko payment receive karne mein koi problem nahi hoti. Ye bada transaction karne ke liye ya jab payee ko guaranteed payment chahiye hoti hai, kaafi useful ho sakta hai.
Kya main cheque ko payment ka proof ke roop mein use kar sakta hu?
Haan, cheque payment ka proof ke roop mein use kiya jaa sakta hai, kyunki ismein transaction date, payee aur payment amount hota hai. Lekin apne personal record ke liye cheque ka copy ya transaction ka record maintain karna recommended hai.
